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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,179 | $154,209-68.1% | $130,062-62.2% | $139,487-64.7% |
| Participation rate | 78.9% | 82.0%-3.0pp | 78.5%+0.4pp | 80.3%-1.4pp |
| Annual return | 24.18% | 32.52%-8.3pp | -137.37%+161.5pp | 373.84%-349.7pp |
| Employer contribution / active EE | $1,947 | $5,292-63.2% | $4,322-54.9% | $4,755-59.0% |
| Participant deferral / active EE | $4,671 | $6,709-30.4% | $5,821-19.7% | $6,713-30.4% |
| Admin fee / account holder | $584 | $13,988-95.8% | $10,601-94.5% | $11,407-94.9% |