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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,790 | $162,821-71.9% | $133,978-65.8% | $158,982-71.2% |
| Participation rate | 50.0% | 83.2%-33.2pp | 79.8%-29.8pp | 82.0%-32.0pp |
| Annual return | 22.48% | 41.95%-19.5pp | 45.10%-22.6pp | 302.99%-280.5pp |
| Employer contribution / active EE | $1,282 | $4,976-74.2% | $3,919-67.3% | $4,763-73.1% |
| Participant deferral / active EE | $2,751 | $5,910-53.4% | $5,047-45.5% | $5,983-54.0% |
| Admin fee / account holder | $0 | $11,742-100.0% | $8,930-100.0% | $11,252-100.0% |