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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,383 | $99,994-57.6% | $146,647-71.1% | $85,851-50.6% |
| Participation rate | 56.0% | 73.1%-17.1pp | 80.1%-24.1pp | 69.3%-13.3pp |
| Annual return | 17.59% | 18.93%-1.3pp | 22.75%-5.2pp | 318.63%-301.0pp |
| Employer contribution / active EE | $1,045 | $2,559-59.1% | $4,137-74.7% | $2,565-59.3% |
| Participant deferral / active EE | $2,389 | $4,006-40.4% | $5,506-56.6% | $3,952-39.6% |
| Admin fee / account holder | $0 | $7,703-100.0% | $10,281-100.0% | $6,261-100.0% |