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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,252 | $142,361-71.0% | $119,608-65.5% | $134,509-69.3% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -19.21% | -12.46%-6.7pp | -14.98%-4.2pp | 418.13%-437.3pp |
| Employer contribution / active EE | $1,560 | $5,224-70.1% | $4,232-63.1% | $4,741-67.1% |
| Participant deferral / active EE | $3,780 | $6,468-41.6% | $5,601-32.5% | $6,400-40.9% |
| Admin fee / account holder | $0 | $13,588-100.0% | $10,326-100.0% | $11,427-100.0% |