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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,768 | $106,280+2.3% | $96,538+12.7% | $139,487-22.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.01% | 38.48%-22.5pp | 35.74%-19.7pp | 373.84%-357.8pp |
| Employer contribution / active EE | $9,733 | $4,107+137.0% | $3,740+160.2% | $4,755+104.7% |
| Participant deferral / active EE | $7,585 | $5,457+39.0% | $4,880+55.4% | $6,713+13.0% |
| Admin fee / account holder | $10,299 | $7,888+30.6% | $6,737+52.9% | $11,407-9.7% |