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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,768 | $106,236+2.4% | $96,496+12.7% | $139,427-22.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.01% | 38.43%-22.4pp | 35.70%-19.7pp | 373.27%-357.3pp |
| Employer contribution / active EE | $9,733 | $4,104+137.1% | $3,738+160.4% | $4,752+104.8% |
| Participant deferral / active EE | $7,585 | $5,455+39.0% | $4,879+55.5% | $6,711+13.0% |
| Admin fee / account holder | $10,299 | $7,879+30.7% | $6,731+53.0% | $11,404-9.7% |