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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,458 | $115,814-31.4% | $101,275-21.5% | $158,982-50.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.38% | 56.16%-40.8pp | 46.48%-31.1pp | 302.99%-287.6pp |
| Employer contribution / active EE | $8,797 | $4,176+110.7% | $3,660+140.4% | $4,763+84.7% |
| Participant deferral / active EE | $6,833 | $4,958+37.8% | $4,371+56.3% | $5,983+14.2% |
| Admin fee / account holder | $1,508 | $7,249-79.2% | $5,948-74.7% | $11,252-86.6% |