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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,350 | $107,368-45.7% | $92,915-37.2% | $152,909-61.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.29% | 145.64%-124.3pp | 109.45%-88.2pp | 345.46%-324.2pp |
| Employer contribution / active EE | $8,741 | $4,222+107.0% | $3,653+139.2% | $4,764+83.5% |
| Participant deferral / active EE | $6,986 | $4,848+44.1% | $4,238+64.8% | $5,851+19.4% |
| Admin fee / account holder | $392 | $7,082-94.5% | $5,796-93.2% | $11,601-96.6% |