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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,462 | $73,988+100.7% | $96,538+53.8% | $75,177+97.5% |
| Participation rate | 89.1% | 66.4%+22.7pp | 74.3%+14.8pp | 67.2%+21.9pp |
| Annual return | 6.52% | 26.73%-20.2pp | 35.74%-29.2pp | 160.75%-154.2pp |
| Employer contribution / active EE | $12,424 | $2,930+324.0% | $3,740+232.2% | $2,671+365.1% |
| Participant deferral / active EE | $9,424 | $3,660+157.4% | $4,880+93.1% | $4,126+128.4% |
| Admin fee / account holder | $7,953 | $5,220+52.4% | $6,737+18.0% | $5,651+40.7% |