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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,462 | $73,940+100.8% | $96,496+53.9% | $75,173+97.5% |
| Participation rate | 89.1% | 66.4%+22.7pp | 74.3%+14.8pp | 67.2%+21.9pp |
| Annual return | 6.52% | 26.71%-20.2pp | 35.70%-29.2pp | 160.65%-154.1pp |
| Employer contribution / active EE | $12,424 | $2,929+324.1% | $3,738+232.4% | $2,670+365.2% |
| Participant deferral / active EE | $9,424 | $3,659+157.6% | $4,879+93.2% | $4,126+128.4% |
| Admin fee / account holder | $7,953 | $5,216+52.5% | $6,731+18.2% | $5,651+40.7% |