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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,780 | $72,273+46.4% | $101,275+4.4% | $79,856+32.5% |
| Participation rate | 95.3% | 68.5%+26.9pp | 75.8%+19.5pp | 69.6%+25.7pp |
| Annual return | 6.02% | 22.30%-16.3pp | 46.48%-40.5pp | 31.71%-25.7pp |
| Employer contribution / active EE | $7,043 | $2,691+161.7% | $3,660+92.4% | $2,471+185.0% |
| Participant deferral / active EE | $7,823 | $3,282+138.4% | $4,371+79.0% | $3,741+109.1% |
| Admin fee / account holder | $1,394 | $4,401-68.3% | $5,948-76.6% | $5,306-73.7% |