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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,989 | $63,346+29.4% | $92,240-11.1% | $70,126+16.9% |
| Participation rate | 79.5% | 68.7%+10.9pp | 76.5%+3.1pp | 69.5%+10.0pp |
| Annual return | 17.41% | 530.19%-512.8pp | 176.29%-158.9pp | 73.15%-55.7pp |
| Employer contribution / active EE | $2,469 | $2,471-0.1% | $3,680-32.9% | $2,343+5.4% |
| Participant deferral / active EE | $5,251 | $2,854+84.0% | $3,897+34.7% | $3,332+57.6% |
| Admin fee / account holder | $1,674 | $3,841-56.4% | $5,194-67.8% | $4,645-64.0% |