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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,503 | $181,062+170.4% | $158,223+209.4% | $155,188+215.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 22.44% | 57.39%-34.9pp | 52.09%-29.7pp | 148.84%-126.4pp |
| Employer contribution / active EE | $9,703 | $4,565+112.6% | $4,109+136.2% | $4,248+128.4% |
| Participant deferral / active EE | $23,029 | $6,134+275.4% | $5,467+321.2% | $6,531+252.6% |
| Admin fee / account holder | $12,883 | $18,825-31.6% | $16,047-19.7% | $14,480-11.0% |