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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,806 | $91,198+391.0% | $178,503+150.9% | $79,856+460.8% |
| Participation rate | 78.1% | 69.2%+8.9pp | 81.9%-3.8pp | 69.6%+8.5pp |
| Annual return | 14.74% | 24.20%-9.5pp | 151.12%-136.4pp | 31.71%-17.0pp |
| Employer contribution / active EE | $18,508 | $3,257+468.3% | $5,011+269.3% | $2,471+648.9% |
| Participant deferral / active EE | $16,508 | $3,237+410.1% | $5,202+217.3% | $3,741+341.3% |
| Admin fee / account holder | $5,035 | $6,748-25.4% | $13,987-64.0% | $5,306-5.1% |