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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,884 | $77,920+295.1% | $149,723+105.6% | $75,177+309.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 16.51% | 31.72%-15.2pp | 134.50%-118.0pp | 160.75%-144.2pp |
| Employer contribution / active EE | $6,365 | $3,138+102.8% | $4,821+32.0% | $2,671+138.3% |
| Participant deferral / active EE | $20,855 | $3,411+511.3% | $5,682+267.0% | $4,126+405.4% |
| Admin fee / account holder | $26,332 | $5,951+342.5% | $13,215+99.3% | $5,651+365.9% |