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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,903 | $95,415+305.5% | $185,851+108.2% | $85,851+350.7% |
| Participation rate | 96.6% | 68.8%+27.8pp | 81.7%+14.8pp | 69.3%+27.2pp |
| Annual return | 12.45% | 23.59%-11.1pp | 122.11%-109.7pp | 318.63%-306.2pp |
| Employer contribution / active EE | $5,335 | $3,314+61.0% | $5,168+3.2% | $2,565+108.0% |
| Participant deferral / active EE | $19,563 | $3,424+471.4% | $5,569+251.3% | $3,952+395.0% |
| Admin fee / account holder | $17,105 | $7,215+137.1% | $16,245+5.3% | $6,261+173.2% |