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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,503 | $185,312+164.2% | $161,489+203.1% | $154,746+216.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 22.44% | 103.84%-81.4pp | 89.72%-67.3pp | 172.34%-149.9pp |
| Employer contribution / active EE | $9,703 | $4,769+103.5% | $4,268+127.3% | $4,379+121.6% |
| Participant deferral / active EE | $23,029 | $6,350+262.7% | $5,630+309.0% | $6,730+242.2% |
| Admin fee / account holder | $12,883 | $18,654-30.9% | $16,006-19.5% | $14,365-10.3% |