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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,380 | $73,839-38.5% | $143,788-68.4% | $68,495-33.7% |
| Participation rate | 83.3% | 66.7%+16.7pp | 80.3%+3.0pp | 67.9%+15.4pp |
| Annual return | -19.55% | 1.01%-20.6pp | -0.03%-19.5pp | -7.84%-11.7pp |
| Employer contribution / active EE | $1,647 | $3,184-48.3% | $4,952-66.7% | $2,596-36.6% |
| Participant deferral / active EE | $3,290 | $3,384-2.8% | $5,638-41.6% | $4,028-18.3% |
| Admin fee / account holder | $6,243 | $5,755+8.5% | $14,675-57.5% | $5,403+15.5% |