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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,097 | $202,342-79.7% | $172,752-76.2% | $152,897-73.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.98% | 1029.83%-1008.8pp | 802.97%-782.0pp | 345.43%-324.4pp |
| Employer contribution / active EE | $2,476 | $5,858-57.7% | $5,144-51.9% | $4,764-48.0% |
| Participant deferral / active EE | $4,572 | $5,948-23.1% | $5,198-12.0% | $5,851-21.9% |
| Admin fee / account holder | $7,767 | $17,111-54.6% | $13,955-44.3% | $11,599-33.0% |