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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,896 | $209,422-74.7% | $178,503-70.4% | $158,982-66.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 23.63% | 188.81%-165.2pp | 151.12%-127.5pp | 302.99%-279.4pp |
| Employer contribution / active EE | $1,970 | $5,707-65.5% | $5,011-60.7% | $4,763-58.6% |
| Participant deferral / active EE | $3,511 | $5,955-41.0% | $5,202-32.5% | $5,983-41.3% |
| Admin fee / account holder | $538 | $17,079-96.9% | $13,987-96.2% | $11,252-95.2% |