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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $674,773 |
Filed as: PINNACLE AN NPPG COMPANY Service code 15 · EIN 59-2438373 | Recordkeeping | $219,941 |
LPL FINANCIAL6 years Filed as: LPL FINANCIAL CORPORATION Service code 27 · EIN 04-3046611 | Advisory (Plan) | $186,515 |
Filed as: 3(16) FIDUCIARY SERVICES Service code 14 · EIN 45-4813650 | Plan Administrator | $143,753 |
Filed as: SOURDERS FINANCIAL ADVISORS RIA Service code 27 · EIN 82-4516448 | Advisory (Plan) | $11,544 |
TOMASEK LAW OFFICE LLC6 years Service code 29 · EIN 81-2347682 | Legal | $9,824 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,002 | $36,954-5.3% | $80,648-56.6% | $96,393-63.7% |
| Participation rate | 20.8% | 33.6%-12.8pp | 67.0%-46.2pp | 71.3%-50.5pp |
| Annual return | 8.77% | 36.74%-28.0pp | 937.21%-928.4pp | 22.88%-14.1pp |
| Employer contribution / active EE | $473 | $776-39.0% | $2,724-82.6% | $3,239-85.4% |
| Participant deferral / active EE | $1,574 | $1,942-18.9% | $4,443-64.6% | $5,455-71.1% |
| Admin fee / account holder | $261 | $115+127.3% | $5,382-95.1% | $74+253.4% |