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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,862 | $117,904+7.6% | $102,457+23.8% | $145,978-13.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.14% | 31.80%-18.7pp | 29.41%-16.3pp | 550.52%-537.4pp |
| Employer contribution / active EE | $2,680 | $3,613-25.8% | $3,022-11.3% | $4,662-42.5% |
| Participant deferral / active EE | $6,845 | $5,733+19.4% | $5,054+35.4% | $6,690+2.3% |
| Admin fee / account holder | $1,879 | $13,329-85.9% | $9,451-80.1% | $13,400-86.0% |