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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,583 | $78,694+11.3% | $67,652+29.5% | $125,389-30.2% |
| Participation rate | 73.9% | 78.8%-4.9pp | 75.7%-1.8pp | 83.2%-9.3pp |
| Annual return | -1.23% | 9.46%-10.7pp | 6625.40%-6626.6pp | 282.24%-283.5pp |
| Employer contribution / active EE | $1,563 | $3,044-48.6% | $2,266-31.0% | $4,866-67.9% |
| Participant deferral / active EE | $4,827 | $4,292+12.5% | $3,560+35.6% | $5,352-9.8% |
| Admin fee / account holder | $2,714 | $7,403-63.3% | $4,821-43.7% | $9,541-71.6% |