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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,937 | $92,219-44.8% | $76,767-33.6% | $135,380-62.4% |
| Participation rate | 91.7% | 79.8%+11.9pp | 77.0%+14.7pp | 82.6%+9.0pp |
| Annual return | -9.67% | 5.46%-15.1pp | 2.43%-12.1pp | 519.81%-529.5pp |
| Employer contribution / active EE | $1,785 | $3,216-44.5% | $2,485-28.2% | $4,779-62.6% |
| Participant deferral / active EE | $5,467 | $4,508+21.3% | $3,852+41.9% | $5,609-2.5% |
| Admin fee / account holder | $4,026 | $10,749-62.5% | $6,675-39.7% | $10,828-62.8% |