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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,620 | $52,911-51.6% | $73,309-65.1% | $59,633-57.0% |
| Participation rate | 100.0% | 68.2%+31.8pp | 74.9%+25.1pp | 68.7%+31.3pp |
| Annual return | -3.98% | 12.20%-16.2pp | 5.67%-9.7pp | 2041.45%-2045.4pp |
| Employer contribution / active EE | $782 | $1,909-59.0% | $3,237-75.9% | $2,203-64.5% |
| Participant deferral / active EE | $3,768 | $4,069-7.4% | $4,991-24.5% | $3,192+18.1% |
| Admin fee / account holder | $1,023 | $3,835-73.3% | $5,635-81.8% | $4,297-76.2% |