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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,404 | $77,492-23.3% | $100,398-40.8% | $80,911-26.6% |
| Participation rate | 96.6% | 76.9%+19.6pp | 81.5%+15.1pp | 67.6%+28.9pp |
| Annual return | 15.94% | 37.23%-21.3pp | 49.32%-33.4pp | 35.63%-19.7pp |
| Employer contribution / active EE | $1,403 | $2,800-49.9% | $3,946-64.4% | $2,756-49.1% |
| Participant deferral / active EE | $6,680 | $6,817-2.0% | $8,084-17.4% | $4,297+55.4% |
| Admin fee / account holder | $8,773 | $5,892+48.9% | $7,893+11.1% | $6,935+26.5% |