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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,856 | $70,486-30.7% | $100,535-51.4% | $79,856-38.8% |
| Participation rate | 97.3% | 73.6%+23.7pp | 79.4%+17.9pp | 69.6%+27.7pp |
| Annual return | 20.79% | 21.90%-1.1pp | 30.90%-10.1pp | 31.71%-10.9pp |
| Employer contribution / active EE | $1,083 | $2,165-50.0% | $3,419-68.3% | $2,471-56.2% |
| Participant deferral / active EE | $5,182 | $5,1820% | $6,271-17.4% | $3,741+38.5% |
| Admin fee / account holder | $1,985 | $4,480-55.7% | $8,085-75.4% | $5,306-62.6% |