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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,056 | $217,432+66.5% | $185,849+94.8% | $167,536+116.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.71% | 148.42%-132.7pp | 122.10%-106.4pp | 478.82%-463.1pp |
| Employer contribution / active EE | $9,112 | $5,875+55.1% | $5,169+76.3% | $4,839+88.3% |
| Participant deferral / active EE | $8,322 | $6,357+30.9% | $5,569+49.4% | $6,342+31.2% |
| Admin fee / account holder | $16,713 | $19,818-15.7% | $16,244+2.9% | $12,315+35.7% |