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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,624 | $181,896+86.2% | $156,551+116.3% | $273,972+23.6% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | 6.19% | 30.74%-24.6pp | 32.23%-26.0pp | 41.46%-35.3pp |
| Employer contribution / active EE | $5,963 | $6,248-4.6% | $5,501+8.4% | $4,869+22.5% |
| Participant deferral / active EE | $11,125 | $5,550+100.4% | $4,871+128.4% | $5,287+110.4% |
| Admin fee / account holder | $15,909 | $15,560+2.2% | $13,028+22.1% | $10,133+57.0% |