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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,886 | $52,911+122.8% | $73,309+60.8% | $59,633+97.7% |
| Participation rate | 92.9% | 68.2%+24.6pp | 74.9%+17.9pp | 68.7%+24.2pp |
| Annual return | 0.37% | 12.20%-11.8pp | 5.67%-5.3pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $904 | $1,909-52.6% | $3,237-72.1% | $2,203-58.9% |
| Participant deferral / active EE | $7,121 | $4,069+75.0% | $4,991+42.7% | $3,192+123.1% |
| Admin fee / account holder | $23,433 | $3,835+511.0% | $5,635+315.9% | $4,297+445.3% |