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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,979 | $64,359+129.9% | $90,161+64.1% | $70,126+111.0% |
| Participation rate | 88.9% | 70.4%+18.5pp | 76.9%+12.0pp | 69.5%+19.3pp |
| Annual return | 16.00% | 28.13%-12.1pp | 34.89%-18.9pp | 73.15%-57.2pp |
| Employer contribution / active EE | $2,016 | $2,046-1.5% | $3,318-39.3% | $2,343-14.0% |
| Participant deferral / active EE | $5,599 | $4,389+27.6% | $5,287+5.9% | $3,332+68.1% |
| Admin fee / account holder | $690 | $3,945-82.5% | $5,943-88.4% | $4,645-85.2% |