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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,364 | $59,111+98.5% | $86,451+35.8% | $68,490+71.4% |
| Participation rate | 96.3% | 75.2%+21.1pp | 80.3%+16.0pp | 67.9%+28.4pp |
| Annual return | -19.49% | -0.22%-19.3pp | 4398.51%-4418.0pp | -7.85%-11.6pp |
| Employer contribution / active EE | $1,474 | $2,519-41.5% | $3,770-60.9% | $2,597-43.2% |
| Participant deferral / active EE | $6,452 | $5,900+9.3% | $6,953-7.2% | $4,028+60.2% |
| Admin fee / account holder | $3,116 | $5,640-44.8% | $6,734-53.7% | $5,403-42.3% |