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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,166 | $103,393+48.1% | $87,103+75.8% | $152,909+0.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 20.55% | 28.10%-7.5pp | 28.19%-7.6pp | 345.46%-324.9pp |
| Employer contribution / active EE | $2,324 | $3,221-27.9% | $2,521-7.8% | $4,764-51.2% |
| Participant deferral / active EE | $6,591 | $4,778+37.9% | $4,049+62.8% | $5,851+12.6% |
| Admin fee / account holder | $2,058 | $12,195-83.1% | $7,491-72.5% | $11,601-82.3% |