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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,536 | $98,240+48.1% | $82,312+76.8% | $147,586-1.4% |
| Participation rate | 92.3% | 79.7%+12.6pp | 76.9%+15.4pp | 82.8%+9.5pp |
| Annual return | 16.74% | 30.85%-14.1pp | 25.88%-9.1pp | 578.59%-561.9pp |
| Employer contribution / active EE | $2,593 | $3,192-18.8% | $2,428+6.8% | $4,876-46.8% |
| Participant deferral / active EE | $6,560 | $4,383+49.7% | $3,706+77.0% | $5,439+20.6% |
| Admin fee / account holder | $1,221 | $8,563-85.7% | $5,608-78.2% | $10,886-88.8% |