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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,150 | $124,346+72.2% | $111,306+92.4% | $167,553+27.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.99% | 37.46%-24.5pp | 54.67%-41.7pp | 478.89%-465.9pp |
| Employer contribution / active EE | $2,410 | $3,438-29.9% | $2,732-11.8% | $4,840-50.2% |
| Participant deferral / active EE | $7,095 | $5,182+36.9% | $4,488+58.1% | $6,343+11.9% |
| Admin fee / account holder | $5,540 | $10,623-47.9% | $7,966-30.5% | $12,316-55.0% |