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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,084 | $198,457-61.2% | $170,435-54.8% | $147,586-47.8% |
| Participation rate | 88.2% | 88.0%+0.3pp | 83.6%+4.6pp | 82.8%+5.4pp |
| Annual return | 13.81% | 257.30%-243.5pp | 205.94%-192.1pp | 578.59%-564.8pp |
| Employer contribution / active EE | $4,439 | $6,183-28.2% | $5,432-18.3% | $4,876-9.0% |
| Participant deferral / active EE | $4,045 | $5,629-28.1% | $4,939-18.1% | $5,439-25.6% |
| Admin fee / account holder | $498 | $16,852-97.0% | $13,881-96.4% | $10,886-95.4% |