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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,008 | $181,896-59.9% | $156,551-53.4% | $273,972-73.4% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 4.52% | 30.74%-26.2pp | 32.23%-27.7pp | 41.46%-36.9pp |
| Employer contribution / active EE | $6,137 | $6,248-1.8% | $5,501+11.6% | $4,869+26.0% |
| Participant deferral / active EE | $3,132 | $5,550-43.6% | $4,871-35.7% | $5,287-40.8% |
| Admin fee / account holder | $1,738 | $15,560-88.8% | $13,028-86.7% | $10,133-82.8% |