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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,909 | $217,432-38.0% | $185,849-27.4% | $167,536-19.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.74% | 148.42%-131.7pp | 122.10%-105.4pp | 478.82%-462.1pp |
| Employer contribution / active EE | $5,897 | $5,875+0.4% | $5,169+14.1% | $4,839+21.9% |
| Participant deferral / active EE | $6,938 | $6,357+9.1% | $5,569+24.6% | $6,342+9.4% |
| Admin fee / account holder | $320 | $19,818-98.4% | $16,244-98.0% | $12,315-97.4% |