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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,125 | $110,337+99.5% | $102,383+115.0% | $145,877+50.9% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 14.78% | 24.83%-10.1pp | 24.94%-10.2pp | 551.28%-536.5pp |
| Employer contribution / active EE | $12,899 | $4,216+206.0% | $3,870+233.3% | $4,663+176.6% |
| Participant deferral / active EE | $10,720 | $5,621+90.7% | $5,060+111.9% | $6,691+60.2% |
| Admin fee / account holder | $53,334 | $9,750+447.0% | $8,391+535.6% | $13,402+297.9% |