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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,316 | $107,368+46.5% | $92,915+69.3% | $152,909+2.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 45.24% | 145.64%-100.4pp | 109.45%-64.2pp | 345.46%-300.2pp |
| Employer contribution / active EE | $2,053 | $4,222-51.4% | $3,653-43.8% | $4,764-56.9% |
| Participant deferral / active EE | $10,259 | $4,848+111.6% | $4,238+142.1% | $5,851+75.3% |
| Admin fee / account holder | $10,497 | $7,082+48.2% | $5,796+81.1% | $11,601-9.5% |