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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,130 | $106,247+93.1% | $96,515+112.5% | $139,466+47.1% |
| Participation rate | 93.8% | 77.8%+15.9pp | 74.3%+19.4pp | 80.3%+13.4pp |
| Annual return | 21.73% | 38.47%-16.7pp | 35.73%-14.0pp | 373.66%-351.9pp |
| Employer contribution / active EE | $13,626 | $4,106+231.9% | $3,740+264.4% | $4,754+186.6% |
| Participant deferral / active EE | $12,957 | $5,456+137.5% | $4,880+165.5% | $6,712+93.0% |
| Admin fee / account holder | $951 | $7,885-87.9% | $6,735-85.9% | $11,409-91.7% |