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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,252 | $115,814+78.1% | $101,275+103.7% | $158,982+29.7% |
| Participation rate | 93.3% | 79.4%+14.0pp | 75.8%+17.5pp | 82.0%+11.4pp |
| Annual return | 14.77% | 56.16%-41.4pp | 46.48%-31.7pp | 302.99%-288.2pp |
| Employer contribution / active EE | $10,449 | $4,176+150.2% | $3,660+185.5% | $4,763+119.4% |
| Participant deferral / active EE | $11,283 | $4,958+127.6% | $4,371+158.1% | $5,983+88.6% |
| Admin fee / account holder | $3,427 | $7,249-52.7% | $5,948-42.4% | $11,252-69.5% |