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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,125 | $110,410+99.4% | $102,437+114.9% | $145,897+50.9% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 14.78% | 24.85%-10.1pp | 24.95%-10.2pp | 552.29%-537.5pp |
| Employer contribution / active EE | $12,899 | $4,217+205.9% | $3,871+233.3% | $4,663+176.7% |
| Participant deferral / active EE | $10,720 | $5,622+90.7% | $5,060+111.8% | $6,689+60.2% |
| Admin fee / account holder | $53,334 | $9,745+447.3% | $8,388+535.8% | $13,390+298.3% |