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| Provider | Service type | Compensation |
|---|---|---|
PRIVATE ADVISOR GROUP LLC2 years Service code 15 · EIN 27-3463733 | Recordkeeping | $17,547 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $11,691 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,149 | $78,423+9.9% | $95,964-10.2% | $79,856+7.9% |
| Participation rate | 65.1% | 73.5%-8.4pp | 77.1%-12.0pp | 69.6%-4.6pp |
| Annual return | 17.08% | 19.37%-2.3pp | 91.64%-74.6pp | 31.71%-14.6pp |
| Employer contribution / active EE | $1,548 | $1,945-20.4% | $2,541-39.1% | $2,471-37.4% |
| Participant deferral / active EE | $3,024 | $3,440-12.1% | $4,167-27.4% | $3,741-19.2% |
| Admin fee / account holder | $365 | $5,622-93.5% | $6,797-94.6% | $5,306-93.1% |