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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,166 | $56,197-9.0% | $67,652-24.4% | $59,633-14.2% |
| Participation rate | 81.0% | 71.5%+9.5pp | 75.7%+5.3pp | 68.7%+12.3pp |
| Annual return | 1.13% | 18508.10%-18507.0pp | 6625.40%-6624.3pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $1,550 | $1,615-4.0% | $2,266-31.6% | $2,203-29.6% |
| Participant deferral / active EE | $3,140 | $2,844+10.4% | $3,560-11.8% | $3,192-1.6% |
| Admin fee / account holder | $1,003 | $3,958-74.7% | $4,821-79.2% | $4,297-76.7% |