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| Provider | Service type | Compensation |
|---|---|---|
PRIVATE ADVISOR GROUP LLC4 years Service code 15 · EIN 27-3463733 | Recordkeeping | $15,724 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $11,229 |
ADP BROKER-DEALER4 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,401 | $71,873-32.7% | $86,698-44.2% | $68,490-29.3% |
| Participation rate | 61.0% | 72.2%-11.2pp | 76.6%-15.6pp | 67.9%-6.9pp |
| Annual return | -16.07% | 3.54%-19.6pp | 35.96%-52.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $1,440 | $2,173-33.8% | $2,837-49.2% | $2,597-44.6% |
| Participant deferral / active EE | $3,166 | $3,779-16.2% | $4,656-32.0% | $4,028-21.4% |
| Admin fee / account holder | $333 | $6,110-94.6% | $7,492-95.6% | $5,403-93.8% |