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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,922 | $217,432-16.3% | $185,849-2.1% | $167,536+8.6% |
| Participation rate | 70.6% | 86.1%-15.5pp | 81.7%-11.1pp | 82.1%-11.5pp |
| Annual return | 5.66% | 148.42%-142.8pp | 122.10%-116.4pp | 478.82%-473.2pp |
| Employer contribution / active EE | $5,618 | $5,875-4.4% | $5,169+8.7% | $4,839+16.1% |
| Participant deferral / active EE | $5,394 | $6,357-15.2% | $5,569-3.1% | $6,342-15.0% |
| Admin fee / account holder | $1,508 | $19,818-92.4% | $16,244-90.7% | $12,315-87.8% |