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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,934 | $174,379-31.2% | $152,093-21.1% | $138,895-13.7% |
| Participation rate | 93.3% | 81.6%+11.7pp | 77.8%+15.6pp | 79.9%+13.4pp |
| Annual return | 9.43% | 74.86%-65.4pp | 66.36%-56.9pp | 145.39%-136.0pp |
| Employer contribution / active EE | $4,720 | $4,652+1.5% | $4,175+13.1% | $4,194+12.5% |
| Participant deferral / active EE | $6,473 | $6,159+5.1% | $5,451+18.7% | $6,396+1.2% |
| Admin fee / account holder | $1,988 | $16,880-88.2% | $14,497-86.3% | $12,562-84.2% |