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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,848 | $209,422-22.2% | $178,503-8.8% | $158,982+2.4% |
| Participation rate | 78.6% | 86.4%-7.8pp | 81.9%-3.4pp | 82.0%-3.4pp |
| Annual return | 5.12% | 188.81%-183.7pp | 151.12%-146.0pp | 302.99%-297.9pp |
| Employer contribution / active EE | $6,548 | $5,707+14.7% | $5,011+30.7% | $4,763+37.5% |
| Participant deferral / active EE | $7,187 | $5,955+20.7% | $5,202+38.2% | $5,983+20.1% |
| Admin fee / account holder | $4,323 | $17,079-74.7% | $13,987-69.1% | $11,252-61.6% |