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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,054 | $232,540-65.6% | $185,117-56.8% | $147,586-45.8% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 21.03% | 43.03%-22.0pp | 40.50%-19.5pp | 578.59%-557.6pp |
| Employer contribution / active EE | $6,659 | $5,195+28.2% | $4,182+59.2% | $4,876+36.5% |
| Participant deferral / active EE | $7,590 | $5,834+30.1% | $5,045+50.4% | $5,439+39.6% |
| Admin fee / account holder | $543 | $10,275-94.7% | $8,159-93.3% | $10,886-95.0% |