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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,538 | $211,946-60.6% | $169,452-50.7% | $135,380-38.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.90% | 3.26%-9.2pp | 1.83%-7.7pp | 519.81%-525.7pp |
| Employer contribution / active EE | $2,851 | $5,117-44.3% | $4,157-31.4% | $4,779-40.3% |
| Participant deferral / active EE | $8,999 | $6,075+48.1% | $5,277+70.5% | $5,609+60.4% |
| Admin fee / account holder | $1,464 | $11,472-87.2% | $9,110-83.9% | $10,828-86.5% |