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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,017 | $215,361-72.6% | $171,082-65.5% | $273,972-78.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 9.28% | 25.14%-15.9pp | 32.56%-23.3pp | 41.46%-32.2pp |
| Employer contribution / active EE | $5,826 | $4,967+17.3% | $4,002+45.6% | $4,869+19.7% |
| Participant deferral / active EE | $5,035 | $5,543-9.2% | $4,797+5.0% | $5,287-4.8% |
| Admin fee / account holder | $1,283 | $10,846-88.2% | $8,520-84.9% | $10,133-87.3% |